What is Life Care?

Balanced living means having Life Care in the equation.

To be licensed as a Life Plan Community, it’s necessary to offer progressive levels of care. But not every community that offers care services also offers a Life Care contract. The Type A Life Care contract guarantees the care you need, for as long as you need it, at rates similar to what you’d pay in independent living. It’s considered the gold standard senior living healthcare contract. If you should need assisted living, senior rehabilitation, memory care or skilled nursing care, you’ll receive these services at about the same monthly fee you’d pay in independent living.

Learn the many benefits and advantages of Life Care. Contact us now via quick form with questions.

The advantages of Life Care at Jefferson’s Ferry.

By choosing Life Care now, you’ll know who will provide your care in the future. You won’t have to search for care when you need it. You’ll know what it will cost — something that just isn’t possible without a Life Care contract. That’s because the costs associated with long-term care are continually rising. By requiring a one-time entrance fee, Life Care locks in a discounted rate for care services that remains predictable over time. If you need to change to an assisted living or skilled nursing residence at some point in the future, your monthly expenses won’t rise significantly.

Talk to your tax advisor.

Choosing Life Care may improve your tax position as well. But perhaps the greatest advantage of Life Care at Jefferson’s Ferry is having guaranteed access to some of the very best senior care services available on Long Island. Our community health center has been given a 5-Star rating from the Centers for Medicare and Medicaid Services.

The smart way to pay for long-term care costs.

Jefferson’s Ferry offers Life Care contracts with varying levels of refundability.

Frequently Asked Questions

Jefferson’s Ferry offers Life Care contracts, which are agreements that ensure you’ll have whatever care you need — no matter how far into the future that is — at a predictable cost. It also promises priority access to our advanced care options. That means, if you need it, you’ll have a spot in assisted living, nursing care, rehabilitation or memory care.

Living at Jefferson’s Ferry is covered by two fees, a one-time entrance fee and a monthly service fee.

The monthly fee covers all the high-quality services and amenities you receive as a resident, including real estate taxes, property insurance, utilities (except phone and cable), wireless internet, one meal daily, biweekly housekeeping, weekly linen service, interior and exterior maintenance including groundskeeping, scheduled transportation, security, parking and round-the-clock emergency response.

The cost of the one-time entrance fee depends on the type of residency contract you choose. We have four types of contracts with unique features and benefits. All entrance fees are fully refundable for the first 90 days of residency. Contact us to learn more about our contracts.

    1. The Life Care 90% Refundable Residency Agreement is our most popular contract. This plan allows for a refund of 90% of the first-person entrance fee paid upon residency** within a year of contract termination. Pay the same monthly fee even if you move to other levels of living. The second-person entrance fee is based on a Traditional Entrance Fee Plan.

    2. The Traditional Residency Agreement allows for a declining refund over a four-year period. The amount available for refund declines by 4% after the first 90 days and further declines 2% for the next 48 months of residency.** After the first 48 months of residency, there is no refund of either the first- or second-person entrance fees.

    3. The Life Care 50% Refundable Residency Agreement allows for a refund of 50% of the first-person entrance fee paid upon residency.** The second-person entrance fee is based on a Traditional Entrance Fee Plan.

    4. The Modified Continuing Care 90% Refundable Residency Agreement allows for a refund of 90% of both the first- and second-person entrance fees paid upon residency.** Individuals identified in the contract are entitled to 60 healthcare days in Assisted Living and 60 healthcare days in Skilled Nursing. When these days have been exhausted, the prevailing private rate applies.

    **Refunds are paid per the terms of the Residency Agreement.

The entrance fee provides residents with lifetime residency at Jefferson’s Ferry, use of all the community amenities and priority access to healthcare services including skilled nursing care, if needed.